Wakefield Co-operative Bank knows that you expect privacy and security for your personal financial information. We understand the need to safeguard sensitive information that you have provided to us. We respect your privacy and are committed to treating your information responsibly.

Notice Concerning Your Privacy Rights

This notice will provide you with information concerning our policies with respect to nonpublic personal information that we collect about you in connection with financial products and services we provide to you. The confidentiality of your information is important to us as we recognize that you do business with us based upon your trust that we will keep your information confidential as described in this notice.

The Information That We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications and other forms

• Information about your transaction with us, or others; and

• Information we receive from a consumer reporting agency

Information That We Disclose

We do not disclose any non public personal information about our customers or former customers to anyone, except as permitted by law. These procedures will continue to remain in effect after you cease to receive financial products and services from us.

The Confidentiality, Security, And Integrity Of Your Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those of our employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Cookies and Session Variables

In order to provide the best possible service, we may use a "cookie" or a "session variable" as part of our interaction with your browser. Cookies are messages a web server places on a web browser. The message contains information that is then stored on your computer and sent back to the server when your browser requests pages from the server. Cookies allow us to personalize your sessions, and provide non-personal information to us to allow us to understand and respond to our market. Similarly, session variables may be used on some of our pages in order to store your preferences or access information during a particular session. We do not use cookies or session variables to retrieve any information from your computer that you have not explicitly revealed. Cookies and session variables are commonly used on web sites and do not harm your system. You may disable them by making the appropriate selection from your browser options. If you do, you should know that you will be unable to use some of our online services.

If you have any questions concerning our customer information policy, please contact us.