EARN MORE WITH OUR SPECIAL CD AND PREMIER CHECKING PACKAGE!

19 MONTH CD ~ 2.85% APY*
Premier Checking ~ 1.00% APY**

  • Free use of ATMs anywhere in the U.S.
  • Reimbursement of ATM surcharges up to $10 per statement cycle at non-Wakefield Co-op ATMs
  • Monthly fee of $15 is waived with direct deposit or combined loan and deposit balance of $25,000
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      *New accounts, new money only. Rates subject to change. Must open both accounts to receive promotional rates. If Premier Checking account is closed prior to CD maturity, CD will default to the current 18 month rate. If CD is closed prior to maturity, Premier Checking account will default to the current, tiered Premier Checking rate.

      19 month Certificate of Deposit Annual Percentage Yield (APY) is effective as of 1/30/19 and subject to change. $500 minimum to open, $250,000 maximum. Fees could reduce earnings. Rates and APY’s on term deposits are guaranteed for the length of the term. There are no minimum balance requirements to obtain the APY. Early withdrawal penalties will be imposed.

      ** Premier Checking monthly fee of $15 is waived with direct deposit or combined loan and deposit balance of $25,000. No Wakefield  Co-operative Bank ATM withdrawal fees anywhere  in the U.S. Reimbursement of other bank’s ATM fees up to $10 per statement cycle. Interest is compounded daily and credited monthly. 1.00% APY effective as of 1/30/19 and guaranteed for 19 months from account opening and subject to change thereafter. There is no minimum balance required to obtain the promotional rate. Fees could reduce earnings on the account. Offer may be withdrawn at any time.

       


      9 MONTH CD - 1.50% APY*
      Minimum deposit of $500

      *Annual Percentage Yield (APY) is effective as of 1/30/19 and subject to change. $500 minimum to open. New money only. Fees could reduce earnings on accounts. The rates and Annual Percentage Yields (APYs) on term deposits are guaranteed for the length of the term. There are no minimum balance requirements to obtain the APY. Early withdrawal penalties will be imposed.



      90 DAY CD - 1.20% APY*
      Minimum deposit of $500

      Annual Percentage Yield (APY) is effective as of 1/30/19 and subject to change. Fees could reduce earnings on accounts. The rates and Annual Percentage Yields (APYs) on term deposits are guaranteed for the length of the term. The rates and APYs on other accounts may change after the account is opened. Rates and APYs are subject to change without notice. There are no minimum balance requirements to obtain the APY. Early withdrawal penalties will be imposed.

       

      3 YEAR STEP-UP CD - 1.10% APY*

      Open a 3 Year Step-Up CD** with the option to increase your rate once during the term.

      Account Details: 
      *Annual Percentage Yield (APY) is effective as of 1/30/19 and subject to change. APY is available for balances not already on deposit at Wakefield Co-operative Bank only. Minimum deposit to open and obtain APY is $10,000. Fees or interest withdrawals could reduce earnings and penalty may be assessed for early withdrawal. Certain restrictions may apply. Offer may be withdrawn at any time. This special may not be combined with any other offers.

      **One time rate increase allowed anytime during the three year CD term, at customer's request. The new step-up rate will be equal to the current 3 Year (36 month) CD rate being offered at the time of customer's request. The new rate will apply only for the remaining term of the CD until maturity.