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Personal Checking Accounts

      Premier Checking

      • Earns interest
      • MasterCard® debit/ATM card
      • Free use of ATMs anywhere in the U.S.
      • Reimbursement of surcharges up to $10 at ATMs not on SUM® Network
      • Free checks
      • Unlimited check writing and no per check charge
      • Monthly fee of $15 is waived with direct deposit or combined loan and deposit balance of $25,000
      • Free stop payments and bank checks
      • Overdraft line of credit available to qualified applicants
      • Free eStatements

      *Fees may reduce earnings

       

      Free Checking
      • No minimum balance required
      • No monthly fees
      • MasterCard® debit/ATM card
      • Unlimited check writing and no per check charge
      • First order of standard checks is free
      • Overdraft line of credit available to qualified applicants
      • Free eStatements

       

      N.O.W.
      • Variable rate of interest
      • No monthly fee if daily balance is $750 or more
      • MasterCard® debit/ATM card
      • Unlimited check writing
      • Overdraft line of credit available to qualified applicants
      • Free eStatements

       

      FREEDOM Checking

      Our FREEDOM checking account is available to ages 16 through 25* and offers these great benefits:

      • No Wakefield Co-operative Bank ATM withdrawal fees at any ATM, anywhere in the U.S.
      • Reimbursement of up to $20 per statement cycle for ATM surcharges assessed by banks not on the SUM® Network
      • Earns a higher interest rate on balances up to $500**
      • Free use of Quicken® within your online banking account MasterCard
      • MasterCard® debit card
      • Free eStatements and online & mobile banking
      • First order of checks is free
      • Monthly fee of $20 waived with enrollment in online banking
      • Overdraft line of credit available to qualified applicants

      *Parental co-signer required under age 18. **Balances over $500 will earn the standard NOW Checking interest rate. ***Account will automatically switch to Free Checking at age 26. Fees may reduce earnings