Home > Personal > Checking Accounts

Personal Checking Accounts

Checking accounts with over-the-top bells, whistles, and free toasters have always seemed a little too elaborate to us, so we’ve cut out the clutter to offer you a few simple, straightforward options.

ADVANCED Premier Checking
Limited time! Receive a $100 deposit* after six months of active use on your account (or $105 with enrollment in eStatements).

  • No WCB ATM withdrawal fees at any ATM, anywhere in the U.S.
  • Reimbursement of surcharges up to $10 per statement cycle at ATMs not on SUM® network
  • Online + mobile banking with real time alerts, financial tools, Mobile Check Deposit + more
  • Monthly fee of $15 is waived with direct deposit
  • Free check printing + no check per charge
  • Free stop payments + bank checks
  • Earns competitive interest
  • MasterCard® debit/ATM card
  • Overdraft line of credit available to qualified applicants

* Valid on new Advanced Premier Checking accounts only. Must maintain an active Advanced Premier Checking for six consecutive months before receiving $100 deposit or $105 deposit with enrollment in eStatements. Customer is required to complete eight debit card transactions per statement cycle for first six months account is open AND pay three bills per statement cycle via WCB bill pay during the first six months account is open. Monthly fee of $15 is waived with direct deposit. Fees may reduce earnings on the account. Offer may be withdrawn at any time.

Premier Checking
  • Earns interest
  • MasterCard® debit/ATM card
  • Free use of ATMs anywhere in the U.S.
  • Reimbursement of surcharges up to $10 at ATMs not on SUM® Network
  • Free checks
  • Unlimited check writing and no per check charge
  • Monthly fee of $15 is waived with direct deposit or combined loan and deposit balance of $25,000
  • Free stop payments and bank checks
  • Overdraft line of credit available to qualified applicants

 

Free Checking
  • No minimum balance required
  • No monthly fees
  • MasterCard® debit/ATM card
  • Unlimited check writing and no per check charge
  • First order of standard checks is free
  • Overdraft line of credit available to qualified applicants

 

N.O.W.
  • Variable rate of interest
  • No monthly fee if daily balance is $750 or more
  • MasterCard® debit/ATM card
  • Unlimited check writing
  • Overdraft line of credit available to qualified applicants

 

FREEDOM Checking

Our FREEDOM checking account is available to ages 16 through 25* and offers these great benefits:

  • No Wakefield Co-operative Bank ATM withdrawal fees at any ATM, anywhere in the U.S.
  • Reimbursement of up to $20 per statement cycle for ATM surcharges assessed by banks not on the SUM® Network
  • Earns a higher interest rate on balances up to $500**
  • Free use of Quicken® within your online banking account MasterCard
  • MasterCard® debit card
  • Free eStatements and online & mobile banking
  • First order of checks is free
  • Monthly fee of $20 waived with enrollment in online banking
  • Overdraft line of credit available to qualified applicants

*Parental co-signer required under age 18. **Balances over $500 will earn the standard NOW Checking interest rate. ***Account will automatically switch to Free Checking at age 26.