Personal Checking Accounts

Premier Checking
> Earns interest
> MasterCard® debit/ATM card
> Free use of ATMs anywhere in the U.S.
> Reimbursement of surcharges up to $10 at ATMs not on SUM® Network
> Free checks
> Unlimited check writing and no per check charge
> Monthly fee of $15 is waived with direct deposit or combined loan and deposit balance of $25,000
> Free stop payments and bank checks
> Free eStatements

*Fees may reduce earnings

Free Checking
> No minimum balance required
> No monthly fees
> MasterCard® debit/ATM card
> Unlimited check writing and no per check charge
> First order of standard checks is free
> Free eStatements


N.O.W.
> Variable rate of interest
> No monthly fee if daily balance is $750 or more
> MasterCard® debit/ATM card
> Unlimited check writing
> Free eStatements

*Fees may reduce earnings


FREEDOM Checking

Our FREEDOM checking account is available to ages 16 through 25** and offers all the perks:

> No Wakefield Co-operative Bank ATM withdrawal fees at any ATM, anywhere in the U.S.
> We'll reimburse you up to $20 (per statement cycle) for ATM charges from other banks (plus you'll have access to thousands of ATMs free-of-charge on the SUM® Network!)
> Earns a higher interest rate on balances up to $500***
> MasterCard® debit card with chip technology for added security
> Free online banking with eStatements
> Mobile banking & mobile check deposit to make deposits on your phone
> Monthly fee of $20 waived with enrollment in online banking

*Fees may reduce earnings
**Parental co-signer required under age 18. Account will automatically switch to Free Checking at age 26.
***Balances over $500 will earn the standard NOW Checking interest rate.