An OUT OF THIS WORLD OFFER!
Open a Premier Rewards Checking Account or Premier Cash Back Checking and Get a Free Astronaut Galaxy Projector! Opening Gift Terms: Limited to one Astronaut Galaxy Projector per household. Must be a NEW customer of Wakefield Co-operative Bank or a current non-Checking account customer. A Premier Rewards or Premier Cash Back Checking Account must be successfully opened, agree to eStatements and a minimum Direct Deposit of $250 per statement cycle to receive this gift. Gift supplies are limited. Promotion extended through June 2025 or earlier should gift items run out. Other restrictions may apply.
Premier Rewards Checking - NEW!
> Earns an attractive variable interest rate, currently 3.25% APY*
> Free MasterCard® debit/ATM card
> Reimbursement of surcharges up to $15 at ATMs not on SUM® Network
> Free Online Banking, Bill Pay, Mobile Deposit
> Unlimited check writing and no per check charge
> $12 Monthly fee is waived with monthly direct deposit of $250 or more AND Estatements enabled
> Free stop payments and bank checks
> Free eStatements
*Our premium variable interest rate will apply to the first $20,000 of balances, when ALL of the following requirements are met: Monthly Direct Deposit of $250 or more, Estatements enabled and 10 Debit Card transactions. Fees may reduce earnings. $10 minimum to open account.
Premier Cash Back Checking- NEW!
> Earns cash back on debit card spend up to $10 per statement cycle**
> Free MasterCard® debit/ATM card
> Reimbursement of surcharges up to $15 at ATMs not on SUM® Network
> Free Online Banking, Bill Pay, Mobile Deposit
> Unlimited check writing and no per check charge
> $10 Monthly fee is waived with monthly direct deposit of $250 or more AND Estatements enabled
> Free stop payments and bank checks
> Free eStatements
**Cash back on debit card spend is 1.5% of total spend per statement cycle. The maximum cash back is capped at $10 per month. In order to be eligible for Cash Back rewards, ALL of the following requirements must be met: Monthly Direct Deposit of $250 or more, Estatements enabled, and $250 minimum daily balance maintained. Fees may reduce earnings. $10 minimum to open account.
Bonus payments will be reported on IRS Form 1099 for tax purposes
Bank On Checking*
*Our Bank On Checking Account meets the Cities for Financial Empowerment (CFE) Fund's Bank On National Account Standards for safe, affordable banking accounts.
This Account must be opened in-person at a Wakefield Co-operative Bank branch. We accept Green Cards and Mass IDs as alternative IDs for this account.
Paper checks and overdraft protection are not available with this account.
Free Checking
> No minimum balance required
> No monthly fees
> Free MasterCard® debit/ATM card
> Free withdrawals at Wakefield Co-operative Bank & SUM® Network ATMs
> Free Online Banking, Bill Pay, Mobile Deposit
> Unlimited check writing and no per check charge
> First order of standard checks is free
> Free eStatements
N.O.W.
> Variable rate of interest
> No monthly fee if daily balance is $750 or more
> Free MasterCard® debit/ATM card
> Free withdrawals at Wakefield Co-operative Bank & SUM® Network ATMs
> Free Online Banking, Bill Pay, Mobile Deposit
> Unlimited check writing
> Free eStatements
*Fees may reduce earnings
FREEDOM Checking
Our FREEDOM checking account is available to ages 16 through 25** and offers all the perks:
> No Wakefield Co-operative Bank ATM withdrawal fees at any ATM, anywhere in the U.S.
> We'll reimburse you up to $20 (per statement cycle) for ATM charges from other banks (plus you'll have access to thousands of ATMs free-of-charge on the SUM® Network!)
> Earns a higher interest rate on balances up to $500***
> Free MasterCard® debit card with chip technology for added security
> Free online banking with eStatements
> Mobile banking & mobile check deposit to make deposits on your phone
> Monthly fee of $20 waived with enrollment in online banking
*Fees may reduce earnings
**Parental co-signer required under age 18. Account will automatically switch to Free Checking at age 26.
***Balances over $500 will earn the standard NOW Checking interest rate.
