Mortgages


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4.125% {4.172% APR*} JUMBO MORTGAGE: 30 YEAR FIXED RATE
*Minimum loan amount is $647,201; maximum loan amount is $1,244,850 and dependent upon loan to value. APR (Annual Percentage Rate) assumes 20% down payment. Available for owner occupied primary residence, which is a single family, condominium unit, or planned unit development (PUD) properties in CRA communities only: Wakefield, Lynnfield, Melrose, Acton, Arlington, Bedford, Belmont, Billerica, Burlington, Cambridge, Charlestown, Concord, Everett, Lexington, Lincoln, Lynn, Malden, Maynard, Medford, Middleton, North Reading, Peabody, Reading, Saugus, Somerville, Stoneham, Sudbury, Tewksbury, Wilmington, Winchester, Woburn. Must be a new loan to the bank and used to purchase or refinance. On a 30 year fixed rate Jumbo mortgage, you will make 360 payments of $4.85 for every $1,000 borrowed. Borrower’s FICO score must be above 700 to qualify. Taxes, insurance, homeowner fees, and escrow account may be added to and increase monthly payment. Other terms and conditions may apply. Available for a limited time only. Rates subject to change.

SPECIAL: $850 FIRST-TIME HOMEBUYER CREDIT
Up to $850 general Ledger Credit will be applied to offset all or a portion of closing costs. Must be a new loan to the bank; credit available on first-time homebuyer loans only.

VIEW OUR HOME EQUITY LINE OF CREDIT OPTIONS >>



WE WERE BORN & RAISED HERE.
You've found your ideal home (or maybe you're still on the lookout), now finance it with a mortgage from the bank that’s been a staple in the local community for 135 years.

Our expert Lending team will guide you through the homebuying process every step of the way, from application and pre-approval to finding just the right loan for you, up to the day you close on your home.

Meet our team of qualified Lenders below, apply for a mortgage online today or call us at 781-224-7341 to schedule an appointment.

Elaine Manfredi
Elaine Manfredi
NMLS #175287 
Elaine Foley
Elaine Foley
NMLS #476726  
Stephanie Herrera
Stephanie Herrera
NMLS #1496349 

Carol Nadeau
Carol Nadeau
NMLS #454382  
Jack Hayes
Jack Hayes
NMLS #787642 

 

 

 

 

 

 

 


For all mortgage-related inquiries, please call 781-224-7341
Fixed Rate
Jumbo
FHA
VA Loans
ARM (Adjustable Rate)
MassHousing
First-time Homebuyer
Home Equity Line of Credit
Instant pre-qualification
One-on-one service from our team of Mortgage Originators
Leading technology to ensure your information remains safe

CONTACT US
Please feel free to contact us at 781-224-7341 with any questions regarding your existing mortgage with Wakefield Co-operative Bank.

We strongly advise that you do not send sensitive personal information such as account numbers or social security numbers via e-mail, as e-mail communications are not secure.