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Home > Loan Information > Deposit Rates

Deposit Rates

1. Term Deposit*
(Effective: Tuesday, February 27, 2024)
Program
Term
Interest Rate
APY
Min. Deposit
CD Rates
6 months
0.20%
0.20%
$500.00
9 months
0.25%
0.25%
$500.00
12 months
3.92%
4.00%
$500.00
14 months
0.25%
0.25%
$500.00
18 months
0.25%
0.25%
$500.00
24 months
0.25%
0.25%
$500.00
30 months
0.25%
0.25%
$500.00
36 months
1.73%
1.75%
$500.00
48 months
1.98%
2.00%
$500.00
60 months
2.13%
2.15%
$500.00
*These offerings are available at our branch locations. Fees could reduce earnings on accounts. The rates and Annual Percentage Yields (APYs) on term deposits are guaranteed for the length of the term. The rates and APYs on other accounts may change after the account is opened. Rates and APYs are subject to change without notice. *There are no minimum balance requirements to obtain the APY. *Early withdrawal penalties will be imposed.


2. Platinum Money Market Account*
(Effective: Tuesday, February 27, 2024)
Program
Interest Rate
APY
$0 - $99,999
0.15%
0.15%
$100,000 -$3,000,000
0.25%
0.25%
*The APYs will be variable and subject to change at any time. Fees may reduce earnings. Minimum to open account is $25,000 (new money). Maximum $3,000,000 per customer in these accounts.


3. Ultimate Plus Money Market Account*
(Effective: Tuesday, February 27, 2024)
Program
Interest Rate
APY
$0 - $50,000
0.05%
0.05%
$50,000.01 - $100,000
0.25%
0.25%
$100,000.01 - $250,000
1.49%
1.50%
$250,000.01 - $500,000
1.98%
2.00%
$500,000.01 - $750,000
1.98%
2.00%
$750,000.01 - $1,000,000
2.96%
3.00%
$1,000,000.01 - $1,999,999.99
4.16%
4.25%
$2,000,000.00 +
0.05%
0.05%
*The APYs will be variable and subject to change at any time. Fees may reduce earnings. Minimum to open account is $2,500.


4. Ultimate Money Market Account*
(Effective: Tuesday, February 27, 2024)
Program
Interest Rate
APY
$0 - $2,499
0.01%
0.01%
$2,500 - $9,999
0.03%
0.03%
$10,000 - $24,999
0.05%
0.05%
$25,000 - $49,999
0.05%
0.05%
$50,000 - $99,999
0.10%
0.10%
$100,000 - $500,000
0.20%
0.20%
*The APYs will be variable and subject to change at any time. Fees may reduce earnings. Offer limited to personal accounts only. Minimum to open account is $2,500. Maximum $500,000 per customer in these accounts.


5. Deposit Rates*
(Effective: Tuesday, February 27, 2024)
Program
Interest Rate
APY
Statement Savings Account
0.05%
0.05%
N.O.W. Account
0.02%
0.02%
*These offerings are available at either of our banking offices. Fees could reduce earnings on accounts. The rates and APYs on accounts may change after the account is opened. Rates and APYs are subject to change without notice. There are no minimum balance requirements to obtain the APY.


6. Premier Checking*
(Effective: Tuesday, February 27, 2024)
Program
Interest Rate
APY
$0 - $99.99

0.00%
$100 - $25,000
0.15%
0.15%
$25,000.01+
0.10%
0.10%
*Interest on account will be credited to account monthly and will be compounded daily. Rates subject to change. Fees could reduce earnings on accounts.


7. Freedom Checking*
(Effective: Tuesday, February 27, 2024)
Program
Interest Rate
APY
$0 - $500
2.96%
3.00%
$500.01-
0.02%
0.02%
**Parental co-signer required under age 18. **Balances over $500 will earn the standard NOW Checking interest rate. ***Account will automatically switch to Free Checking at age 26. Fees could reduce earnings on accounts.