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Deposit Rates

1. Term Deposit*
(Effective: Thursday, May 23, 2019)
Program
Term
Interest Rate
APY
Min. Deposit
CD Rates
90 days
1.190%
1.200%
$500.00
6 months
0.550%
0.550%
$500.00
9 months
1.490%
1.500%
$500.00
12 months
0.750%
0.750%
$500.00
14 months
0.990%
1.000%
$500.00
18 months
0.850%
0.850%
$500.00
24 months
0.990%
1.000%
$500.00
30 months
1.040%
1.050%
$500.00
36 months
1.090%
1.100%
$500.00
48 months
1.390%
1.400%
$500.00
60 months
1.590%
1.600%
$500.00
*These offerings are available at either of our banking offices. Fees could reduce earnings on accounts. The rates and Annual Percentage Yields (APYs) on term deposits are guaranteed for the length of the term. The rates and APYs on other accounts may change after the account is opened. Rates and APYs are subject to change without notice. *There are no minimum balance requirements to obtain the APY. *Early withdrawal penalties will be imposed.


2. Platinum Money Market Account*
(Effective: Thursday, May 23, 2019)
Program
Interest Rate
APY
$0 - $99,999
0.500%
0.500%
$100,000 -$3,000,000
1.240%
1.250%
*The APYs will be variable and subject to change at any time. Fees may reduce earnings. Minimum to open account is $25,000 (new money). Maximum $3,000,000 per customer in these accounts.


3. Ultimate Money Market Account*
(Effective: Thursday, May 23, 2019)
Program
Interest Rate
APY
$0 - $2,499
0.010%
0.010%
$2,500 - $9,999
0.030%
0.030%
$10,000 - $24,999
0.050%
0.050%
$25,000 - $49,999
0.100%
0.100%
$50,000 - $99,999
0.150%
0.150%
$100,000 - $500,000
0.250%
0.250%
*The APYs will be variable and subject to change at any time. Fees may reduce earnings. Offer limited to personal accounts only. Minimum to open account is $2,500. Maximum $500,000 per customer in these accounts.


4. Deposit Rates*
(Effective: Thursday, May 23, 2019)
Program
Interest Rate
APY
Statement Savings Account
0.050%
0.050%
Christmas Club
0.050%
0.050%
N.O.W. Account
0.020%
0.020%
*These offerings are available at either of our banking offices. Fees could reduce earnings on accounts. The rates and APYs on accounts may change after the account is opened. Rates and APYs are subject to change without notice. There are no minimum balance requirements to obtain the APY.


5. Premier Checking*
(Effective: Thursday, May 23, 2019)
Program
Interest Rate
APY
$0 - $99.99

0.000%
$100 - $25,000
0.150%
0.150%
$25,000.01+
0.100%
0.100%
*Interest on account will be credited to account monthly and will be compounded daily. Rates subject to change.


6. Freedom Checking*
(Effective: Thursday, May 23, 2019)
Program
Interest Rate
APY
$0 - $500
2.960%
3.000%
$500.01-
0.020%
0.020%
**Parental co-signer required under age 18. **Balances over $500 will earn the standard NOW Checking interest rate. ***Account will automatically switch to Free Checking at age 26.