Personal Credit Card

0% APR on purchases and balance transfers for 12 months on all credit cards!

View our credit card options below and apply online today!

Our Platinum Visa ® Credit Cards have no annual fees, unlimited rewards and cash rewards that don't expire, chip card security, mobile payments + more.*

Customer Service 800-883-0131 (open 24/7 for balance inquiries, lost/stolen cards)


REWARDS PLATINUM
0% Intro APR (Annual Percentage Rate) for 12 months on purchases and balance transfers. After that, a variable APR, currently 12.24% - 22.24%.
No Annual Fee*
1 point / $1 spend in Rewards
Manage your account online and go paperless at MyCardStatement.com
Fraud Monitoring and Fraud email and text alerts

Apply now >> 

 

SIGNATURE TRAVEL**
0% Intro APR (Annual Percentage Rate) for 12 months on purchases and balance transfers. After that, a variable APR, currently 15.24% - 21.24% Standard APR.
No Annual Fee*
Receive travel and rental car discounts and upgrades at hotels, resorts and spas along with travel insurance, 24/7 concierge service, event perks, and bonus rewards.
Manage your account online and go paperless at MyCardStatement.com
Fraud Monitoring and Fraud email and text alerts

Apply now >>



CASH REWARDS PLATINUM

0% Intro APR (Annual Percentage Rate) for 12 months on purchases and balance transfers. After that, a variable APR, currently 15.24% - 25.24% Standard APR.
No Annual Fee*
1% / $1 spend in Rewards
Manage your account online and go paperless at MyCardStatement.com
Fraud Monitoring and Fraud email and text alerts

Apply now >>

 

PLATINUM EDITION
0% Intro APR (Annual Percentage Rate) for 12 months on purchases and balance transfers. After that, a variable APR, currently 11.24% - 21.24% Standard APR
No Annual Fee*
Low Rate Rewards
Manage your account online and go paperless at MyCardStatement.com
Fraud Monitoring and Fraud email and text alerts

Apply now >>

 

VIEW OUR BUSINESS CREDIT CARD OPTIONS >>


*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 12.24% and 22.24%, Signature Travel APRs are currently between 15.24% and 21.24%, Platinum Edition APRs are currently between 11.24% and 21.24%, and Cash Rewards Platinum APRs are currently between 15.24% and 25.24%. All APRs are based on creditworthiness. Rates are accurate as of February 1, 2019 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.


**Visa® Signature Travel Terms and Conditions 1.Travel Accident Insurance. Coverage applies when the entire cost of the fare has been charged to the card. Your account must be in good standing. Certain terms, conditions and exclusions apply. Please refer to your Program Rules for further details. 2. Auto Rental Collision Damage Waiver. With your Visa card, you‘re covered for damage due to collision or theft so you can rest easy in your rental. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency. Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details. 3. Lost Luggage Insurance. Coverage applies to checked/carry-on luggage and the personal property contained within for up to $3,000, when the entire common carrier passenger fare has been charged to your card. 4 Visa Signature Concierge. Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders‘ behalf.