Personal Credit Card

0% APR on purchases and balance transfers for 12 months on all credit cards!

View our credit card options below and apply online today!

Our Platinum Visa ® Credit Cards have no annual fees, unlimited rewards and cash rewards that don't expire, chip card security, mobile payments + more.*

Customer Service 800-883-0131 (open 24/7 for balance inquiries, lost/stolen cards). Manage your account online and go paperless at MyCardStatement.com.


REWARDS PLATINUM
Unlimited reward points that don't expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more.

0% Intro APR (Annual Percentage Rate) for 12 months on purchases and balance transfers. After that, a variable APR, currently 9.99% - 19.99% will apply.*
No Annual Fee*
Mobile payments
Fraud monitoring, Zero Fraud Liability plus email and text fraud alerts

Apply now >> 



CASH REWARDS PLATINUM
Earn 1% cash back on all net purchases. Cash rewards never expire.

0% Intro APR (Annual Percentage Rate) for 12 months on purchases and balance transfers. After that, a variable APR, currently 12.99% - 22.99% will apply.*
No Annual Fee*
Mobile payments
Fraud monitoring, Zero Fraud Liability plus email and text fraud alerts

Apply now >>

 

PLATINUM EDITION
No penalty APR and low interest rates*
0% Intro APR (Annual Percentage Rate) for 12 months on purchases and balance transfers. After that, a variable APR, currently 8.99% - 18.99% will apply.*
No Annual Fee*
Mobile payments
Fraud monitoring, Zero Fraud Liability plus email and text fraud alerts

Apply now >>

 

VIEW OUR BUSINESS CREDIT CARD OPTIONS >>


*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 9.99% and 19.99%, Cash Rewards Platinum APRs are currently between 12.99% and 22.99% and Platinum Edition APRs are currently between 8.99% and 18.99%. All APRs are based on creditworthiness. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.