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Savings & Retirement

0.25% APY PLATINUM MONEY MARKET - Personal or Business

Unlimited Deposit Insurance
Your deposits are covered in full by the FDIC (up to $250,000) and unlimited coverage thereafter by the Depositors Insurance Fund (DIF).

Premium Interest Rate
Our most competitive Money Market rate.

Visit a branch or contact us to begin opening your account today!


342 Main Street, Wakefield     781-245-3890
596 Main Street, Lynnfield      781-334-4050
526 Main Street, Melrose        781-665-0015

*Money Market balances between $100,000 and $3,000,000 will earn 0.25% Annual Percentage Yield. Balances below $100,000 will receive 0.15% APY. Rates accurate as of 3/2/2021. Maximum balance is $3,000,000. Minimum balance to open is $25,000; new money only. Standard savings withdrawal restrictions apply. Fees may reduce earnings. Offer available for a limited time only and is subject to change.


We know how important it is to save for the future and we can help. Check out our variety of savings options below or contact us and we’ll help you decide which account best fits your needs.

Ultimate Money Market
• Tiered, variable interest rate
• Flexible and easy access to funds without the restrictions of a CD
• Monthly fee is waived if daily balance is $2,500 or more
• First order of standard checks is free
• Limited withdrawals and transfers
• Free online banking

Click here to view current rates


Certificate of Deposit
• Wide range of terms
• Competitive rates with guaranteed return for fixed term*
• Interest compounded monthly and paid monthly
*May be a substantial penalty for early withdrawal

Click here to view current CD promotions
Click here to view current rates
Click here for Deposit Calculator


Statement Savings 
• Variable interest rate
• Free ATM card and online banking available for Statement Savings accounts

Click here to view current rates


IRAs – Individual Retirement Accounts
• Traditional IRA, Roth IRA, and SEP accounts available
• Provides tax benefit while saving for retirement
• Fixed rate of interest*
• Terms ranging from 6 months to 5 years
*May be a substantial penalty for early withdrawal

Click here to view current rates
Click here for Deposit Calculator